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Privacy Policy

NJHUD.com Privacy Policy

 

NJHUD.com is a Maryland corporation with its headquarters in Annapolis, Maryland and maintains an online database of foreclosure properties and real estate professionals that help match businesses that provide residential mortgages and real-estate products to consumers who have expressed an interest in seeking such services. When consumers seeking financial products or foreclosure property details submit their personal information through NJHUD.com, we share this consumer information with our financial product and real estate service providers who are network members. NJHUD.com also provides a mechanism for consumers to report fraud or violations of their privacy. If you have questions or concerns about this Privacy Policy, you should contact NJHUD.com by going to the "Contact Us" page on our website at: www.NJHUD.com

Your privacy is important to us. We understand that in seeking information on financial products or foreclosure properties you are entrusting us with your personal information. NJHUD.com was created with consumer protection as a primary goal. This Privacy Policy describes how we use personal information that you submit to us through NJHUD.com and how that information is protected, and what safeguards are available to you if you believe that your privacy has been violated or your personal information misappropriated.

 

Who We Are

 

NJHUD.com is a website dedicated to providing consumer access to up to date foreclosure listings and matching interested individuals with our network of financial and real estate service providers. We work with these and other businesses in order to assist you, the consumer. We provide a secure platform for these businesses to receive your information

 

Information We Collect

 

When you seek information about financial products or foreclosure property details through NJHUD.com, you may be asked to enter personal and non-personal information. Depending on the type of products or services you are inquiring about, you may need to provide personal and financial information such as your name, phone number, e-mail address, income and other financial information. NJHUD.com will never request or collect data on subject areas including medical/health conditions; racial or ethnic origin; political, religious or philosophical beliefs or affiliations; trade union membership, or sexual orientation. Use of this information is in accordance with the "How Your Information is Used" section, below.

NJHUD.com technology also tracks aggregate information about how our system is being used, including anonymous user information, the number of visitors to our system sites, dates and times of visits and unique IP identifiers of the computers that communicate with our system.

You may also contact NJHUD.com through the "Contact Us" feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us. In the "Contact Us" form, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your inquiry through NJHUD.com to help resolve any issues you report to us. This is also the case if you file a complaint form through NJHUD.com, as described below, to report possible fraud or a violation of your privacy.

 

How Your Information is Used

 

When you make an inquiry through NJHUD.com by entering your personal information and clicking on the "Contact or Submit" button, you are authorizing NJHUD.com to share your inquiry and your personal information with network businesses that participate in the system to provide you with products or services that match your inquiry. By submitting your information to us, you are also authorizing these businesses to contact you directly by email and telephone with information about financial products or real estate services they offer that match your inquiry.

NJHUD.com will not share your information with other third parties or for any other purpose, except as required by law. However, you should be aware that we have no control over how the network businesses with which we share your information may use it including whether they will sell or share your information with third parties. Although NJHUD.com strongly encourages the members of its network to adopt responsible approaches to online marketing, NJHUD.com is not responsible for the information practices of these businesses or their partners. The collection, use, and disclosure of information by these business and their partners who may have access to your personal information through our system are subject to their respective privacy policies, which may differ from the NJHUD.com policy.

As part of the NJHUD.com system of antifraud protection, we may also contact you directly to verify that you have submitted the information received through our website. By entering and submitting your personal contact information, including phone number and email address to our website, you are authorizing NJHUD.com at its discretion, to contact you to confirm your identity and confirm and that you are interested in seeking information about the financial or real estate services in your request. NJHUD.com may contact you, either by phone or email, to confirm that your information has not been submitted to our website fraudulently or in error.

NJHUD.com may release account and any other personal information when we believe release is appropriate to respond to a subpoena or otherwise comply with the law to protect the rights, property, or safety of NJHUD.com or others. This includes exchanging information with other companies and organizations for fraud protection.

 

How Your Privacy is Monitored

 

Protecting your privacy and monitoring the integrity of the NJHUD.com network against identity theft, fraud, spam, and other illegal or nuisance activities are key objectives of NJHUD.com. To this end we have designed several means of tracking your information once submitted, helping to ensure that it remains secure. NJHUD.com employs industry standard security measures to ensure the security of all personal data you submit directly to us. Any data that may be stored on NJHUD.com servers is treated as proprietary and confidential and is not available to the public. NJHUD.com routinely evaluates its data security practices to identify security threats or opportunities for improvement. However, no transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under the control of NJHUD.com to intercept or access transmissions or private communications unlawfully. While we strive to protect your personally identifiable information, NJHUD.com cannot ensure or warrant the security of any information that you transmit to us.

In addition to our technical security measures, we may attempt to contact you directly to confirm that you are the person whose contact information was submitted and that you are actually interested in seeking information on the services identified in your inquiry. By submitting your contact information to the NJHUD.com website, you are authorizing us to contact you, in our discretion, for this purpose. Before your information is submitted to our product provider network, you may receive an email or telephone call from a member of the NJHUD.com staff to confirm your identity and interest in such a solicitation. If we discover that your information has been submitted to us fraudulently or in error, we will not forward your information to any third party and will retain your confidential information for identification purposes to prevent further abuse of your privacy. We will also take all enforcement action that we feel may be appropriate.

In addition, if you become aware, either from our contact with a NJHUD.com staff member or otherwise, that your personal information has been submitted to NJHUD.com or by a business affiliated with the NJHUD.com network without you authorization, you may submit a complaint form to the email address: This e-mail address is being protected from spambots. You need JavaScript enabled to view it , which we will use to investigate and resolve your complaint. By submitting the complaint form, you are authorizing NJHUD.com to contact you further as needed for any additional information is investigate and resolve your complaint.

 

Changes to This Policy & Additional Information

 

If you have questions or concerns regarding this Privacy Policy, you should first contact NJHUD.com by going to the "Contact Us" page. NJHUD.com may find it necessary or be legally obligated to update this Privacy Policy from time to time. When we do, we will post these changes on this page and update the effective date so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. Any changes will become effective upon positing, unless otherwise stated.

The Privacy Policy describes the standards to which NJHUD.com adheres in handling information about consumers and their requests for information on loans and other financial products. However, NJHUD.com is not responsible for the privacy policies and practices of the financial product and real estate service providers who participate in our network and may contact you with their offerings once you submit your information.

We also have no direct control over the practices and privacy policies of these businesses that participate in the NJHUD.com network. Although we monitor our network for fraud and other illegal activity and we encourage businesses that participate in our marketplace to adhere to our same standards of information privacy, we cannot control their operations or policies. If you have submitted your information to NJHUD.com and are subsequently contacted by them, we encourage you to review their privacy policies and to contact them directly for more information.

For more information or if you have questions or concerns regarding the NJHUD.com Privacy Policy, please complete the form on the "Contact Us" page at www.NJHUD.com. You can also send correspondence to the following address:

NJHUD.com Privacy Policy
65 Old Solomon's Island Road, Suite 200
Annapolis, MD 21401
Phone: 410-268-3310